Terms of Service

TJF Financial Services Terms of Service

Agreement to Terms

These Terms of Service ("Agreement") govern your use of the services, website, products, programs, and communications offered by TJF Financial Services.

By accessing our website, purchasing services, submitting forms, or using our services, you agree to these Terms.

Services Provided

TJF Financial Services may provide:

  • Personal Credit Improvement Services

  • Business Credit Building Services

  • Business Funding Strategy Services

  • Tax Services

  • Business Consulting

  • Financial Education

  • Business Formation Services

  • Funding Readiness Services

No Guarantee of Results

TJF Financial Services does not guarantee:

  • Credit Score Increases

  • Credit Profile Improvements

  • Loan Approvals

  • Credit Card Approvals

  • Funding Approvals

  • Grant Approvals

  • Specific Financial Outcomes

Results depend on numerous factors beyond our control, including client participation, lender requirements, credit history, and financial circumstances.

Client Responsibilities

Clients agree to:

  • Provide Accurate Information

  • Submit Requested Documentation

  • Maintain Required Credit Monitoring When Applicable

  • Participate in Recommended Strategies

  • Respond Promptly to Communications

  • Comply With Applicable Laws and Regulations

Failure to participate may affect service outcomes.

Payments

All fees are due according to the selected program and payment agreement.

By purchasing services, you authorize TJF Financial Services and its payment processors to charge the payment method provided.

Late or failed payments may result in suspension of services.

Refund Policy

Unless otherwise stated in a separate written agreement:

Services rendered, consultations completed, strategies delivered, reviews conducted, and work performed are non-refundable.

Refund requests are reviewed on a case-by-case basis and are not guaranteed.

Intellectual Property

All materials, documents, systems, strategies, processes, training materials, website content, graphics, logos, and educational resources remain the exclusive property of TJF Financial Services.

No material may be copied, distributed, reproduced, sold, or shared without written permission.

Website Use

Users agree not to:

  • Submit False Information

  • Attempt Unauthorized Access

  • Interfere With Website Functionality

  • Use the Website for Unlawful Purposes

  • Misrepresent Their Identity

Limitation of Liability

To the fullest extent permitted by law, TJF Financial Services shall not be liable for:

  • Indirect Damages

  • Consequential Damages

  • Lost Profits

  • Lost Business Opportunities

  • Credit Denials

  • Funding Denials

  • Financial Losses Resulting From Client Decisions

Our total liability shall not exceed the amount paid by the client for services.

Indemnification

Clients agree to indemnify and hold harmless TJF Financial Services, its owners, employees, contractors, affiliates, and representatives from any claims, damages, losses, liabilities, costs, or expenses arising from the client's actions or misuse of services.

Third-Party Providers

We may utilize third-party providers, lenders, software vendors, payment processors, credit monitoring providers, and other partners.

We are not responsible for the actions, policies, or decisions of third parties.

Termination

We reserve the right to terminate services at any time for:

  • Non-Payment

  • Fraudulent Activity

  • Abusive Behavior

  • Violation of These Terms

Governing Law

These Terms shall be governed by the laws of the State in which TJF Financial Services conducts business operations.

Modifications

We reserve the right to update these Terms at any time.

Continued use of our website or services constitutes acceptance of any revised Terms.

Contact Information

TJF Financial Services

Email: [email protected]

Phone: (877) 533-5582